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Health Insurance
Family floater, individual and senior cover, plus super top-ups. Health insurance.
Health · Term & Life · Motor · Business
Insurance Agentin Raipur
IRDAI-licensed for health, life and general insurance from more than a dozen insurers, so we can compare rather than push one company's plan. Claim support is part of the service from the day you buy.
AMFI-Registered Mutual Fund Distributor
IRDAI-Licensed Insurance Distribution
Raipur & Bilaspur, Chhattisgarh
45+ Years Combined Experience
Families, Business Owners & NRIs
01 — The Short Version
One Agent, Many Insurers
Most people in Raipur buy insurance from whoever asked first: a bank relationship manager, a relative, an app. The result is usually one insurer's product, chosen before anyone looked at what the family actually needs.
We are licensed to place cover with health insurers including Star Health, Care Health, Niva Bupa, HDFC Ergo, ICICI Lombard, Aditya Birla Health and Tata AIG; life insurers including Tata AIA, Axis Max Life, HDFC Life and ICICI Prudential; and general insurers including Oriental Insurance, IFFCO Tokio and Go Digit. That lets us start from your requirement and work back to the plan.
The part that matters most comes later. When a claim is filed, we assemble the documents, deal with the insurer's claims desk and follow it to settlement, at no charge.
02 — What We Handle
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Term & Life
Term cover sized by calculation, and guaranteed-return plans where they genuinely fit. Term & life.
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Car & Bike
Comprehensive and third-party motor cover, renewals and no-claim bonus transfers. Motor insurance.
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Business & Group
Group health and group term for employees, fire, property, marine and liability cover.
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Portability & Renewal
Move a health policy to another insurer without restarting waiting periods, or renew without gaps.
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Claim Support
Cashless pre-authorisation, reimbursement paperwork and escalation. See cashless hospitals in Raipur.
03 — Insurers in Raipur
Buy, Renew or Claim
Through Us
Plans from each of these insurers, bought or renewed through our Devendra Nagar office, with claim help included.
04 — Questions
Asked
Every Week
Straight answers to what people in Raipur ask us most.
Why use an insurance agent instead of buying online?
The premium is the same either way for most plans. What an agent adds is comparison across insurers before you buy, correct disclosure on the proposal form (the most common reason claims are contested), and someone to handle the claim when it happens. Buying online leaves you to do all three yourself.
Which insurance companies can you offer in Raipur?
Health: Star Health, Care Health, Niva Bupa, HDFC Ergo, ICICI Lombard, Aditya Birla Health and Tata AIG. Life: Tata AIA, Axis Max Life, HDFC Life and ICICI Prudential. General and motor: HDFC Ergo, ICICI Lombard, Tata AIG, Oriental Insurance, IFFCO Tokio and Go Digit.
Does it cost extra to buy insurance through you?
No. You pay the insurer's published premium, and we do not charge you for comparing plans, completing the paperwork or supporting a claim.
Will you help with a claim on a policy I bought elsewhere?
We will always advise on the process, and we can take over servicing of a policy if you move it to us at renewal; for health cover that can be done through portability without losing waiting periods already served.
Do you sell LIC policies?
Our life insurance partners are Tata AIA, Axis Max Life, HDFC Life and ICICI Prudential. If you already hold LIC policies, we are happy to review them alongside the rest of your cover.
How quickly can a health or term policy be issued?
Health policies without a medical test can be issued within a day or two. Term policies with full medical underwriting usually take one to three weeks, depending on the tests the insurer asks for.
Start with a conversation.
Free, nothing to sign, and nothing recommended on the first call. Bring whatever paperwork you have; if you have none, come anyway.
Enquiry
Tell us who needs cover.
- A partner answers, not a call centre
- Free first consultation, in person or by video
- Our Devendra Nagar office in Raipur, or Bilaspur
- Hindi or English
Related
Useful Next
Other Services
We Also Handle
Visit
Raipur Office
505/506, Karsen Chamber, New Timber Market, Devendra Nagar, Raipur, Chhattisgarh 492001
- Monday to Saturday, 10:00–19:00 IST
- +91 90396 27355
- By appointment, in Hindi or English